Personal Banking

Personal Checking

Peapack-Gladstone Bank has some of the best personal checking products and services around. Since 1921, we have provided personalized service with a variety of products to meet your needs.


Open an Account       Rates and Terms     Account Reconcilement Form


PGB Mobile - Access your PGB checking account using your smartphone! 

 

Cash Back CheckingRate Reward Checking

*Fees could reduce earnings. **APYs are accurate as of 05/13/2014 , are subject to change without notice and may change after the account is opened.
 

Cash Back Checking

Designed for clients that frequently use their debit card and would like to earn Cash Back Rewards and Automated Teller Machine (ATM) Rebates

Features and Benefits

  • $100.00 minimum deposit to open
  • 2.00% cash back on debit card purchases up to $400.00 ($8.00 maximum) each monthly qualification cycle
  • Domestic ATM fee rebates up to $10.00 per monthly qualification cycle
  • No minimum balance requirement
  • FREE:

 

Earning Cash Back is Easy

In order to qualify and earn Cash Back Rewards and Domestic ATM Fee Rebates, clients must meet these simple requirements each monthly statement cycle:

  • Conduct 15 point-of-sale purchases using a Peapack-Gladstone Bank debit card.  These transactions must post and clear within the monthly statement cycle.
  • Receive an E-Statement.
  • Conduct one electronic deposit using the PGB Mobile App, an ATM or through an Automated Clearing House (ACH) transaction.


Visit our Cash Back Checking FAQs for more information.

 

FIRST STATEMENT CYCLE AUTOMATICALLY QUALIFIES!

 

Rate Reward Checking

Rate Reward Checking is exactly what it sounds like, a checking account that rewards all balances, no matter how small with a great interest rate, plus automated teller machine (ATM) rebates for clients who qualify. 

Features and Benefits

  • $100.00 minimum deposit to open
  • 2.02% Annual Percentage Yield* obtained for daily balances up to $15,000.00
  • 0.15% Annual Percentage Yield* obtained for daily balances above $15,000.00
  • Unlimited domestic ATM fee rebates
  • No monthly fees or minimum balance requirement
  • FREE:

 

Earning Rate Rewards is Easy

In order to qualify and earn Rate Rewards and Domestic ATM Fee Rebates, clients must meet these simple requirements each monthly statement cycle:

  • Conduct 10 point-of-sale purchases using a Peapack-Gladstone Bank debit card.  These transactions must post and clear within the monthly statement cycle.
  • Receive an E-Statement.
  • Receive one or more direct deposits that total $250.00 or more.


Clients that do not qualify earn 0.01% APY* and can try to qualify again during the next monthly qualification cycle.  Visit our Rate Reward Checking FAQs for more information.
 

FIRST STATEMENT CYCLE AUTOMATICALLY QUALIFIES!

 

*APYs are accurate as of 5/13/14, are subject to change without notice and may change after the account is opened.

Traditional Checking

For clients who do not keep high checking account balances or use electronic banking services like E-Statements, mobile banking or online banking, Traditional Checking is the option for you.

Features and Benefits

  • Open with a minimum deposit of $100.00
  • Obtain a 0.01% Annual Percentage Yield* by maintaining a minimum daily balance of $5,000.00 or more
  • Maintain an average daily balance of $5,000.00 or more and avoid a monthly balance fee**
  • Receive a $15.00 monthly balance fee rebate if average daily balance falls below $5,000.00, but account receives one or more direct deposits per monthly qualification cycle of at least $500.00
  • Receive domestic ATM fee rebates up to $10.00 per monthly qualification cycle if average daily balance is $5,000.00 or more
  • Fees - $15.00 monthly balance fee if average daily balance falls below $5,000.00 - rebated if account receives at least $500.00 via direct deposit(s) during monthly qualification cycle

 

*APYs are accurate as of 5/13/14, are subject to change without notice and may change after the account is opened. **Fees could reduce earnings.

 

New Jersey Consumer Checking

This account is for individuals who write only a few checks each month and do not want to maintain a large minimum balance.

  • Minimum to open $50
  • $1 minimum daily balance required
  • $3 monthly service fee
  • First 8 checks per month are free; $.50 per-check fee thereafter
  • Free Online Banking and Bill Pay
  • Debit card with no annual fee
  • Free Access 24 telephone banking

 

Rates and Terms  


 

Back to Top

 

Personal Banking
Peapack-Gladstone Bank is a full-service NJ bank providing both business banking and personal banking and has served the New Jersey Banking community since 1921. We're committed to offering our customers the most convenient and innovative products and services to help them successfully navigate through the demands of life. Peapack-Gladstone Financial Corporation is a bank holding company. Peapack-Gladstone Bank was established in 1921 and is a wholly owned community bank. nj bank nj community bank nj commercial lending nj cd rates nj mortgages. free checking free business checking high yield checking mobile banking online banking. online account opening, remote deposit, e-statements, nj trust & investments. We have 21 branches in Somerset County, Hunterdon County and Morris County including the cities of Basking Ridge, Bedminster, Bernardsville, Bridgewater, Califon, Chatham, Chester, Clinton, Far Hills, Gladstone, Green Village, Hillsborough, Long Valley, Mendham, Morristown, Oldwick, Peapack, Pottersville, Summit, Whitehouse Station and Warren. Discover the conveniences all of Peapack-Gladstone Banks are having to offer. Business checking; free business checking accounts, interest-bearing checking accounts. Business savings; certificates of deposit, high yield money market accounts, insured money market accounts, sixth year in money market accounts, statement savings account. Commercial lending. Small-business lending. Other business services; cash management, remote deposit, merchant services. Personal banking; personal checking, chairman's club checking accounts, free personal checking accounts, interest-bearing checking accounts, NJ consumer checking accounts, opening a personal checking account. Personal savings; certificate of deposit's, IRA certificates of deposits high-yield money market accounts, insured money market accounts, IRA savings accounts, pony club savings accounts, statement savings account, opening a personal savings account. Consumer loans; home equity fixed term loans, home equity line of credit loans, personal unsecured loans, personnel reserved loans, vehicle loans, Car loans. Mortgage loans; adjustable rate mortgages, affordable mortgage products, construction permit it mortgages, fixed-rate mortgages, reverse mortgages. Products and services; access 24 our own banking, ATM banking, check reorder, point machines, credit cards (MasterCard Gold, Visa classic and platinum, Visa platinum was flexed miles, Visa business, direct deposit, net access Internet banking and bill paying service, mobile banking, night deposit, online financial calculators, adjustable rate mortgage calculator, biweekly payment calculator, kids calculated, to mortgage loan calculator, PITI, retirement calculator, refinance and interest savings, savings calculator, safe deposit boxes, Visa check cards. Trustee services. nj bank. nj community bank. nj commercial lending. nj cd rates. nj mortgages. free checking. free business checking. high yield checking. mobile banking. online banking. online account opening. remote deposit. e-statements. nj trust & investments. State administration services. The state and trust administration services. Charitable trusts and private foundations. Investment management services. Custody services. Individual retirement plan services. Reporting services. Cash management services. Tax preparation services. Financial planning services. Wealth management services. PDB's financial services.