Commercial Banking
Consumer Loans
There are many reasons for considering a loan. You may want money to pay for home improvements, pay for education, purchase an automobile, pay for a vacation or to help you consolidate debt. Whatever the reason, Peapack-Gladstone Bank offers a full range of financing plans to help make it happen.
Contact Us Loan Calculators Rates and Terms
Home Equity Fixed Term Loan
By choosing a loan, instead of a line of credit, you lock in a competitive fixed rate, on a specific amount, with fixed payments that will be the same for the life of your loan.
- Minimum loan amount of $5,000
- Fixed interest rate
- Finance up to 80% of 1 to 4 family primary residence
- Maximum term of 20 years
- Bi-weekly payment option available
Home Equity Line of Credit
A flexible way to borrow against the equity in your home. When you want to use your money, simply write out a check. A competitive variable rate of interest will be charged only on the amount you use. As you repay your outstanding balance, the funds become available for your use again and again during the draw period.
- Convenient personal checks provided for easy loan advances
- Conversion option available
Personal Loan (Unsecured)
When you need a loan for any worthwhile reason, like a vacation or repairs.
- Maximum loan amount of $5,000
- Maximum 24 month term
- Fixed interest rate
Personally Reserved
Subject to credit approval a Personally Reserved credit line provides the added peace of mind that comes with having overdraft protection on your checking account.
- Line amounts from $500 - $5,000
- Floating rate of Prime plus 7.50%
- Monthly payments are determined by calculating the balance at the end of the billing cycle by 5% (applied to principal) and adding interest due. There is a minimum payment amount of $20.
Vehicle Loan
Peapack-Gladstone Bank offers competitive rates on new and used vehicles with monthly payments to suit your needs.
- Loan amounts from $5,000 - $50,000
- Finance up to 100% of actual purchase price-new
- Finance lesser of up to 100% of the NADA book "trade-in" value OR 90% of purchase price
- Fixed interest rate
