Personal Banking

Consumer Loans

There are many reasons for considering a loan. You may want money to pay for home improvements, pay for education, purchase an automobile, pay for a vacation or to help you consolidate debt. Whatever the reason, Peapack-Gladstone Bank offers a full range of financing plans to help make it happen.

Contact Us       Loan Calculators       Rates and Terms



Home Equity Fixed Term Loan

By choosing a loan, instead of a line of credit, you lock in a competitive fixed rate, on a specific amount, with fixed payments that will be the same for the life of your loan.

  • Minimum loan amount of $10,000
  • Fixed interest rate
  • Maximum term of 20 years

Rates and Terms
Apply Now


Home Equity Line of Credit

A flexible way to borrow against the equity in your home. When you want to use your money, simply write out a check. A competitive variable rate of interest will be charged only on the amount you use. As you repay your outstanding balance, the funds become available for your use again and again during the draw period.

  • Convenient personal checks provided for easy loan advances
  • Conversion option available
  • Minimum Line of Credit is $10,000

Rates and Terms
Apply Now


Personal Loan (Unsecured)

When you need a loan for any worthwhile reason, like a vacation or repairs.

  • Maximum loan amount of $5,000
  • Maximum 24 month term
  • Fixed interest rate

Rates and Terms

Apply Now


Personally Reserved

Subject to credit approval a Personally Reserved credit line provides the added peace of mind that comes with having overdraft protection on your checking account.

  • Line amounts from $500 - $5,000
  • Floating rate of Prime plus 7.50%
  • Monthly payments are determined by calculating the balance at the end of the billing cycle by 5% (applied to principal) and adding interest due.  There is a minimum payment amount of $20. 

Rates and Terms

Apply Now


Vehicle Loan

Peapack-Gladstone Bank offers competitive rates on new and used vehicles with monthly payments to suit your needs.

  • Loan amounts from $5,000 - $50,000
  • Finance up to 100% of actual purchase price-new
  • Finance lesser of up to 100% of the NADA book "trade-in" value OR 90% of purchase price
  • Fixed interest rate
Rates and Terms

Apply Now




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Personal Banking
Peapack-Gladstone Bank is a full-service NJ bank providing both business banking and personal banking and has served the New Jersey Banking community since 1921. We're committed to offering our customers the most convenient and innovative products and services to help them successfully navigate through the demands of life. Peapack-Gladstone Financial Corporation is a bank holding company. Peapack-Gladstone Bank was established in 1921 and is a wholly owned community bank. nj bank nj community bank nj commercial lending nj cd rates nj mortgages. free checking free business checking high yield checking mobile banking online banking. online account opening, remote deposit, e-statements, nj trust & investments. We have 21 branches in Somerset County, Hunterdon County and Morris County including the cities of Basking Ridge, Bedminster, Bernardsville, Bridgewater, Califon, Chatham, Chester, Clinton, Far Hills, Gladstone, Green Village, Hillsborough, Long Valley, Mendham, Morristown, Oldwick, Peapack, Pottersville, Summit, Whitehouse Station and Warren. Discover the conveniences all of Peapack-Gladstone Banks are having to offer. Business checking; free business checking accounts, interest-bearing checking accounts. Business savings; certificates of deposit, high yield money market accounts, insured money market accounts, sixth year in money market accounts, statement savings account. Commercial lending. Small-business lending. Other business services; cash management, remote deposit, merchant services. Personal banking; personal checking, chairman's club checking accounts, free personal checking accounts, interest-bearing checking accounts, NJ consumer checking accounts, opening a personal checking account. Personal savings; certificate of deposit's, IRA certificates of deposits high-yield money market accounts, insured money market accounts, IRA savings accounts, pony club savings accounts, statement savings account, opening a personal savings account. Consumer loans; home equity fixed term loans, home equity line of credit loans, personal unsecured loans, personnel reserved loans, vehicle loans, Car loans. Mortgage loans; adjustable rate mortgages, affordable mortgage products, construction permit it mortgages, fixed-rate mortgages, reverse mortgages. Products and services; access 24 our own banking, ATM banking, check reorder, point machines, credit cards (MasterCard Gold, Visa classic and platinum, Visa platinum was flexed miles, Visa business, direct deposit, net access Internet banking and bill paying service, mobile banking, night deposit, online financial calculators, adjustable rate mortgage calculator, biweekly payment calculator, kids calculated, to mortgage loan calculator, PITI, retirement calculator, refinance and interest savings, savings calculator, safe deposit boxes, Visa check cards. Trustee services. nj bank. nj community bank. nj commercial lending. nj cd rates. nj mortgages. free checking. free business checking. high yield checking. mobile banking. online banking. online account opening. remote deposit. e-statements. nj trust & investments. State administration services. The state and trust administration services. Charitable trusts and private foundations. Investment management services. Custody services. Individual retirement plan services. Reporting services. Cash management services. Tax preparation services. Financial planning services. Wealth management services. PDB's financial services.