Our Mortgage Division offers a full range of financing plans to buy a home, refinance it and utilize equity to make other purchases, like a new car or a college education. We offer a full line of mortgage loan products that make home ownership easy.
Due to our knowledge of the local real estate market and business climate, we are not limited to traditional criteria for determining mortgage eligibility. As a local community bank with a personalized approach, we move quickly to get you the answers you need.
Get an adjustable-rate mortgage and enjoy a lower interest rate and monthly payments at the start of your loan. With an adjustable-rate mortgage, your interest rate is locked for a set period of time before it begins to adjust. Rate increases/decreases are limited by an adjustment cap, as well as a lifetime cap.
Affordable Housing Loan Programs
This program enables qualifying low- and moderate-income individuals to obtain a mortgage loan at the lowest possible cost. It offers reduced fees, lower rates and a low down payment.
- Eligibility is based on income and geographic restrictions.
- Purchase and refinance transactions allowed.
- No cost pre-qualifications are available.
Finance your home with a traditional fixed-rate mortgage and enjoy the stability of fixed monthly payments and a fixed interest rate throughout the life of your loan. Our fixed-rate mortgage is available with a choice of loan terms.
Our full line of mortgage products is available for your consideration. To determine whether refinancing is the right option for you, you should compare your new monthly payment calculation, the closing cost expense of refinancing and the effect of refinancing on your long-term interest expense.