Peapack-Gladstone Bank
Personal Banking

PGB Mortgage

Thank you for choosing PGB Mortgage for your mortgage needs.  Click the apply button below to complete our online application.


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After we have received your online loan application, you will be contacted promptly by a Mortgage Loan Consultant.  If you have already talked to one of our Mortgage Loan Consultants, please provide their name in the comments section of your online application.  When you have finished discussing the details of your application with the Mortgage Loan Consultant, we will provide you with an initial disclosure package.  If you have any questions about the disclosure package, please contact your Mortgage Loan Consultant and he or she will review the documents with you in detail.

In order to expedite your loan processing, you will need to provide the documents listed below when you return your disclosure package.  If you prefer, you can upload the documents to the website where you complete your online application.

Income Verification:

  • A copy of your current pay stub and your previous year's  W2 form(s)
  • Self-employed borrowers or borrowers with other sources of income should include copies of their entire last two years' federal income tax returns
  • Retired individuals should include a copy of their entire, most recent, federal income tax return along with a copy of their latest Social Security awards letter and/or proof of pension.

Purchase Transactions:

  • Copies of the most current two months' asset statements for accounts listed on your application
  • A copy of the fully executed sales contract

Refinance Transactions:

  • Copy of homeowners insurance policy, Deed to property and current tax bill.

Also, to comply with the USA Patriot Act, banks are required to verify the identity of all new clients.  If you currently do not have any accounts established with Peapack-Gladstone Bank, you will be required to provide us with proper identification at the beginning of our loan process.

PGB Mortgage 

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Mortgage Loan Application Supplemental Information

This information is supplied to you for informational purposes only and should not be considered as a good faith estimate of closing costs which we are required to furnish you in accordance with the Real Estate Settlement Procedure Act of 1974 (RESPA).  After you submit a loan application, you will receive a Good Faith Estimate within the three-day period required by RESPA.

Bank Fees    
Application: $200.00 Flood Certification & Life of Loan: $20.00 Credit Report: $15.00
Appraisal: $325.00-$800.00 Document Preparation: $100.00 Tax Service:   $96.00
Appraisal Management Co. Review: $100.00 Attorney Review: $200.00  


Estimated amounts for additional expenses that may be incurred include the following.  This may not be a complete list of expenses you will incur.  This is intended as an overview of possible expenses.

Attorney Fee:   You have a right to choose your own attorney to represent you.  The Lender’s attorney only represents the interests of the lender.  The interests of the lender and borrower may differ and could conflict. You should employ an attorney of your choice who is licensed to practice law in the state of New Jersey and who will represent your interests. The law firm of Bourne, Noll & Kenyon (382 Springfield Ave., Summit, NJ 07902, 908-277-2200) acts as review attorney for PGB Mortgage.  Typical attorney’s fees for handling Closings:

  • Purchase:  $1,200.00 to $2,000.00
  • Refinance:  $350.00 to  $800.00

(Note: Title Company is commonly used for refinance closings) 

Additional Property Inspections (usually new construction):  $175.00

Recording Fees (for Deed, Mortgage, etc.):  $340.00 to $565.00

Survey Fee (usually on purchase transactions):  $400.00 to $1,000.00

Title Insurance Premium is an expense that is regulated by the N.J. Department of Banking & Insurance.  Please contact your closing agent directly to obtain an estimate on this expense.  If you are refinancing, the closing agent should quote you a "reissue" or "refinance" rate based on the existing policy that you have in place.  Please note that there may be other charges relating to the title insurance policy such as title search, title examination or charges for title policy endorsements.

Should you have any questions please feel free to call your Mortgage Loan Consultant directly or the Mortgage Department at 908-234-0700.


Personal Banking
Peapack-Gladstone Bank is a full-service NJ bank providing both business banking and personal banking and has served the New Jersey Banking community since 1921. We're committed to offering our customers the most convenient and innovative products and services to help them successfully navigate through the demands of life. Peapack-Gladstone Financial Corporation is a bank holding company. Peapack-Gladstone Bank was established in 1921 and is a wholly owned community bank. nj bank nj community bank nj commercial lending nj cd rates nj mortgages. free checking free business checking high yield checking mobile banking online banking. online account opening, remote deposit, e-statements, nj trust & investments. We have 21 branches in Somerset County, Hunterdon County and Morris County including the cities of Basking Ridge, Bedminster, Bernardsville, Bridgewater, Califon, Chatham, Chester, Clinton, Far Hills, Gladstone, Green Village, Hillsborough, Long Valley, Mendham, Morristown, Oldwick, Peapack, Pottersville, Summit, Whitehouse Station and Warren. Discover the conveniences all of Peapack-Gladstone Banks are having to offer. Business checking; free business checking accounts, interest-bearing checking accounts. Business savings; certificates of deposit, high yield money market accounts, insured money market accounts, sixth year in money market accounts, statement savings account. Commercial lending. Small-business lending. Other business services; cash management, remote deposit, merchant services. Personal banking; personal checking, chairman's club checking accounts, free personal checking accounts, interest-bearing checking accounts, NJ consumer checking accounts, opening a personal checking account. Personal savings; certificate of deposit's, IRA certificates of deposits high-yield money market accounts, insured money market accounts, IRA savings accounts, pony club savings accounts, statement savings account, opening a personal savings account. Consumer loans; home equity fixed term loans, home equity line of credit loans, personal unsecured loans, personnel reserved loans, vehicle loans, Car loans. Mortgage loans; adjustable rate mortgages, affordable mortgage products, construction permit it mortgages, fixed-rate mortgages, reverse mortgages. Products and services; access 24 our own banking, ATM banking, check reorder, point machines, credit cards (MasterCard Gold, Visa classic and platinum, Visa platinum was flexed miles, Visa business, direct deposit, net access Internet banking and bill paying service, mobile banking, night deposit, online financial calculators, adjustable rate mortgage calculator, biweekly payment calculator, kids calculated, to mortgage loan calculator, PITI, retirement calculator, refinance and interest savings, savings calculator, safe deposit boxes, Visa check cards. Trustee services. nj bank. nj community bank. nj commercial lending. nj cd rates. nj mortgages. free checking. free business checking. high yield checking. mobile banking. online banking. online account opening. remote deposit. e-statements. nj trust & investments. State administration services. The state and trust administration services. Charitable trusts and private foundations. Investment management services. Custody services. Individual retirement plan services. Reporting services. Cash management services. Tax preparation services. Financial planning services. Wealth management services. PDB's financial services.