Deposit Rates
CERTIFICATES OF DEPOSIT
Account Minimum
To OpenMinimum Balance To Obtain APY Annual Percentage Yield 91 Day $500 $500 0.10% 182 Day $500 $500 0.15% 11 Month $500 $500 0.15% 1 Year $500 $500 0.20% 14 Month $500 $500 0.25% 18 Month $500 $500 0.40% 18 Month BUMP UP* $500 $500 0.30% 2 Year $500 $500 0.50% 60 Month $500 $500 1.00%
(IRA) CERTIFICATES OF DEPOSIT
Account Minimum
To OpenMinimum Balance To Obtain APY Annual Percentage Yield 6 Month $250 $250 0.15% 12 Month $250 $250 0.20% 18 Month $250 $250 0.40% 24 Month $250 $250 0.50% 60 Month $250 $250 1.00%
CHECKING
Account Minimum
To OpenMinimum Balance To Obtain APY Annual Percentage Yield Chairman's Club $0 $0 0.05% Free Business/Personal Checking $0 N/A N/A Interest-Bearing (Corporate)(1) $500 $1,200 0.05% Interest-Bearing (Individual)(1) $200 $1,000 0.05% NJ Consumer Checking(1) $50 N/A N/A
(1) Fees could reduce earnings.
MONEY MARKET
Account Minimum
To OpenMinimum Balance To Obtain APY Annual Percentage Yield High Yield IMMA(2) $5,000 $5,000 0.20% Six Tier MMA Tiered MMA $1,000 $0.01 0.10% Tiered MMA $1,000 $10,000 0.15% Tiered MMA $1,000 $25,000 0.20% Tiered MMA $1,000 $50,000 0.25% Tiered MMA $1,000 $500,000 0.30% Tiered MMA $1,000 $1,000,000 0.30%
(2) Balances up to $4,999.99 will earn no interest.
SAVINGS
Account Minimum
To OpenMinimum Balance To Obtain APY Annual Percentage Yield IRA Savings(3) $1 $0.01 0.05% $1 $4,000 0.10% $1 $10,000 0.15% $1 $50,000 0.20% PGB Holiday Club(4) $0 $5 0.15% PGB Sensible Savings(4)(6) $0 $.01 0.10% PGB Vacation Club(4) $0 $5 0.15% Pony Club Savings(5) $10 $10 0.10% Statement Savings(5) $100 $100 0.10%
(3) IRA Funds deposited into Peapack-Gladstone Bank are FDIC Insured up to $250,000. IRA contribution and distribution limitations apply.
(4) To qualify, you must have or open a PGB Checking Account.

Business Banking
