Peapack-Gladstone Bank

Loan Rates



ProgramTermAnnual Percentage RateMonthly Payment Example per $1,000


(1) APRs are effective as of 11/02/15 , are subject to change without notice and include a discount of .50% for automatic payment from a Peapack-Gladstone Bank checking or savings account.  Loans subject to credit approval.

(2) APR effective as of as of 11/02/15 and is subject to change without notice. The APR is based on the Prime Rate as published in the Wall Street Journal as of the first business day of the month and may vary monthly, not to fall below 3.50% and will not exceed the maximum of 16%.  The Prime Rate as of 11/02/15 is 3.25% . Maximum LTV is 80%.  For loans where total liens exceed $800,000 the LTV is 65%.  Terms subject to credit approval and can change without notice.  Rates apply to owner occupied residence only.  Other conditions apply for lines over $250,000.  You must carry insurance on the property that secures this plan.  Consult your tax advisor regarding deductibility of interest.  Customers may convert all or part of a HELOC balance to a fixed rate Home Equity Loan.  Transfers must be completed within draw period.  Minimum transfer amount of $10,000.  Up to 3 transfers allowed.  A processing fee of $100 charged for each transfer.  Cancellation Fee:  $200 if line cancelled in the first 36 months.

(3) APR effective as of as of 11/02/15 and is subject to change without notice. The APR for the Personally Reserved Overdraft line of credit is equal to the Prime Rate as published in the Wall Street Journal as of the first business day of the month plus 7.50% and may vary monthly with changes in the Wall Street Journal Prime Rate. The Prime Rate as of 11/02/15 is 3.25% .

(4) Other conditions may apply for loans over $250,000. APRs apply to owner occupied and second residences only.  You must carry insurance on the property that secures this plan.  Maximum LTV is 80%.  For loans where total liens exceed $800,000 the LTV is 65%.

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Peapack-Gladstone Bank is a full-service NJ bank providing both business banking and personal banking and has served the New Jersey Banking community since 1921. We're committed to offering our customers the most convenient and innovative products and services to help them successfully navigate through the demands of life. Peapack-Gladstone Financial Corporation is a bank holding company. Peapack-Gladstone Bank was established in 1921 and is a wholly owned community bank. nj bank nj community bank nj commercial lending nj cd rates nj mortgages. free checking free business checking high yield checking mobile banking online banking. online account opening, remote deposit, e-statements, nj trust & investments. We have 21 branches in Somerset County, Hunterdon County and Morris County including the cities of Basking Ridge, Bedminster, Bernardsville, Bridgewater, Califon, Chatham, Chester, Clinton, Far Hills, Gladstone, Green Village, Hillsborough, Long Valley, Mendham, Morristown, Oldwick, Peapack, Pottersville, Summit, Whitehouse Station and Warren. Discover the conveniences all of Peapack-Gladstone Banks are having to offer. Business checking; free business checking accounts, interest-bearing checking accounts. Business savings; certificates of deposit, high yield money market accounts, insured money market accounts, sixth year in money market accounts, statement savings account. Commercial lending. Small-business lending. Other business services; cash management, remote deposit, merchant services. Personal banking; personal checking, chairman's club checking accounts, free personal checking accounts, interest-bearing checking accounts, NJ consumer checking accounts, opening a personal checking account. Personal savings; certificate of deposit's, IRA certificates of deposits high-yield money market accounts, insured money market accounts, IRA savings accounts, pony club savings accounts, statement savings account, opening a personal savings account. Consumer loans; home equity fixed term loans, home equity line of credit loans, personal unsecured loans, personnel reserved loans, vehicle loans, Car loans. Mortgage loans; adjustable rate mortgages, affordable mortgage products, construction permit it mortgages, fixed-rate mortgages, reverse mortgages. Products and services; access 24 our own banking, ATM banking, check reorder, point machines, credit cards (MasterCard Gold, Visa classic and platinum, Visa platinum was flexed miles, Visa business, direct deposit, net access Internet banking and bill paying service, mobile banking, night deposit, online financial calculators, adjustable rate mortgage calculator, biweekly payment calculator, kids calculated, to mortgage loan calculator, PITI, retirement calculator, refinance and interest savings, savings calculator, safe deposit boxes, Visa check cards. Trustee services. nj bank. nj community bank. nj commercial lending. nj cd rates. nj mortgages. free checking. free business checking. high yield checking. mobile banking. online banking. online account opening. remote deposit. e-statements. nj trust & investments. State administration services. The state and trust administration services. Charitable trusts and private foundations. Investment management services. Custody services. Individual retirement plan services. Reporting services. Cash management services. Tax preparation services. Financial planning services. Wealth management services. PDB's financial services.