Peapack-Gladstone Bank

Mortgage Rates


ProgramRatePointsAnnual Percentage RateMonthly Payment Example per $1,000Max. Loan(5)Rate Lock Days

Payments do not include amounts for taxes and insurance.  Actual payment obligation will be greater.

Rates quoted are accurate as of  04/12/11 , for a loan amount up to $1,000,000, are the lowest rates for qualified applicants and are subject to change without notice. Other rates and terms are available and may apply based on our underwriting guidelines. Underwriting guidelines include, but are not limited to, loan amount, credit history, and the actual appraised value of the property. Mortgage loans in excess of an 80% loan-to-value (LTV) require Private Mortgage Insurance (PMI). Maximum LTV without mortgage insurance is 80% for loans up to $750,000.00 or 70% for Interest Only Mortgage programs.  Maximum LTV for loans over $750,000.00 is 65%.
(1) The Annual Percentage Rates (APRs) for the Adjustable-Rate Mortgages (ARMs) are based on a 30-year term with ARM caps: 2% per adjustment, 6% lifetime.  After the initial period, rates and payments are based on the current index plus a margin.  APR may increase after closing. For the 5/1 ARM 20, payments are based on a 20-year term.  For LIBOR ARMs, payments are interest only for the initial 10 year period.
(2) Bi-weekly payment option available.
(3) $500 refundable Rate Lock Fee applies.
(4) Please call for rate quotes and maximum income limits per county. 
(5) Please call for rate quotes for loan amounts over the maximum loan amounts listed.




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Peapack-Gladstone Bank is a full-service NJ bank providing both business banking and personal banking and has served the New Jersey Banking community since 1921. We're committed to offering our customers the most convenient and innovative products and services to help them successfully navigate through the demands of life. Peapack-Gladstone Financial Corporation is a bank holding company. Peapack-Gladstone Bank was established in 1921 and is a wholly owned community bank. nj bank nj community bank nj commercial lending nj cd rates nj mortgages. free checking free business checking high yield checking mobile banking online banking. online account opening, remote deposit, e-statements, nj trust & investments. We have 21 branches in Somerset County, Hunterdon County and Morris County including the cities of Basking Ridge, Bedminster, Bernardsville, Bridgewater, Califon, Chatham, Chester, Clinton, Far Hills, Gladstone, Green Village, Hillsborough, Long Valley, Mendham, Morristown, Oldwick, Peapack, Pottersville, Summit, Whitehouse Station and Warren. Discover the conveniences all of Peapack-Gladstone Banks are having to offer. Business checking; free business checking accounts, interest-bearing checking accounts. Business savings; certificates of deposit, high yield money market accounts, insured money market accounts, sixth year in money market accounts, statement savings account. Commercial lending. Small-business lending. Other business services; cash management, remote deposit, merchant services. Personal banking; personal checking, chairman's club checking accounts, free personal checking accounts, interest-bearing checking accounts, NJ consumer checking accounts, opening a personal checking account. Personal savings; certificate of deposit's, IRA certificates of deposits high-yield money market accounts, insured money market accounts, IRA savings accounts, pony club savings accounts, statement savings account, opening a personal savings account. Consumer loans; home equity fixed term loans, home equity line of credit loans, personal unsecured loans, personnel reserved loans, vehicle loans, Car loans. Mortgage loans; adjustable rate mortgages, affordable mortgage products, construction permit it mortgages, fixed-rate mortgages, reverse mortgages. Products and services; access 24 our own banking, ATM banking, check reorder, point machines, credit cards (MasterCard Gold, Visa classic and platinum, Visa platinum was flexed miles, Visa business, direct deposit, net access Internet banking and bill paying service, mobile banking, night deposit, online financial calculators, adjustable rate mortgage calculator, biweekly payment calculator, kids calculated, to mortgage loan calculator, PITI, retirement calculator, refinance and interest savings, savings calculator, safe deposit boxes, Visa check cards. Trustee services. nj bank. nj community bank. nj commercial lending. nj cd rates. nj mortgages. free checking. free business checking. high yield checking. mobile banking. online banking. online account opening. remote deposit. e-statements. nj trust & investments. State administration services. The state and trust administration services. Charitable trusts and private foundations. Investment management services. Custody services. Individual retirement plan services. Reporting services. Cash management services. Tax preparation services. Financial planning services. Wealth management services. PDB's financial services.