Retail Private Banking Image

Retail Private Banking

Retail Private Banking

Personal Banking

We have been providing dedicated and personalized private banking service since 1921, offering a variety of personal banking solutions that meet the needs of a vast array of clients. Whether you are opening a simple checking account, learning how to bank online or with your smartphone, or wondering how to save for your future; we offer sound advice, customized solutions and technology designed specifically for you – not everyone else.

Click for current rates, contact your private banker or visit one of our branch locations.

Checking and Savings Accounts

Our savings, checking and money market solutions provide security, convenience and flexibility. Peapack-Gladstone Bank offers some of the best personal checking solutions around.

  • New Jersey Consumer Checking  – For those looking for a low-cost, low-volume basic checking solution.
  • Chairman’s Club Checking – For those who are 65 years of age or better, looking for a traditional checking account with no minimum balance and no eStatement requirement.
  • Rate Reward Checking - It's exactly what it sounds like - a checking account that rewards all balances, no matter how small with a great interest rate, plus automated teller machine (ATM) rebates for clients who qualify.
  • Cash Back Checking - For clients that frequently use a debit card and would like to earn cash back rewards and ATM rebates.
  • Super Ultimate Checking - A superior interest-bearing checking solution!
  • Preferred Checking  – For those looking for a traditional checking account with the convenience and flexibility of modern electronic features like online banking and bill pay, direct deposit, mobile deposit and eStatements.
  • Private Banking Checking - For those clients in need of customized solutions for their unique high-volume needs. This account offers a comprehensive solution for both clients and their families.
When you open an account with Peapack-Gladstone Bank, you’ll experience unparalleled client service, integrity and trust while interacting with dedicated members of our staff who believe All Banking Should Be Private Banking.
 

Online Banking and Mobile Banking

You hold the power. Literally! Nowadays you can bank whenever and wherever you need to using your mobile phone or your computer. We offer solutions that make it easy. With PGB NetAccess online banking and PGB Mobile you can access your accounts to do just about anything including pay bills, make deposits and transfer funds.

We use advanced security technology including 128-bit encryption, firewalls, remote servers and other techniques to ensure the security and confidentiality of your personal information.

Enroll

 

 

Credit Card Account Access

Credit Cards

Choosing the right credit card is easier than ever. No matter which card you choose, you’ll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Pay Down Balances

  • Visa® Platinum Card
    • Pay down your other credit card balances faster with a great low introductory rate for an extended time
    • Save on interest
    • Non-Rewards

Apply Now


Flexible Cash Rewards

  • Cash Rewards American Express® Card
    • 3% cash back1 on the first $6,000 in eligible net purchases made each year at gas stations2,4
    • 2% cash back on eligible supermarket net purchases
    • 1% cash back on all other eligible net purchases
    • $25 cash back awarded after first purchase 

Apply Now


Rewards To Use The Way You Want.4

  • Visa® Real Rewards Card
    • Earn 1.5 points monthly for every $1 you spend on eligible net
      purchases (equal to 1.5% cash back)5
    • No cap or limit on the number of points you can earn, and
      you have five years to redeem for rewards
    • 2,500 bonus rewards points awarded after first purchase

Apply Now

  • Premier Rewards American Express® Card
    • Earn 4 points for every $1 spent on eligible net restaurant purchases6
    • Earn 3 points for every $1 spent on eligible net airline purchases
    • Earn 2 points for every $1 spent on eligible net gas purchases
    • Earn 1 point for every $1 spent on all other eligible net purchases
    • Plus, earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months3.
    • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards4
    • Reimbursement for either Global Entry or TSA Pre✔®7

Apply Now 


Build Your Credit.

  • Visa® College Real Rewards Card
    • Earn 1.5 points monthly for every dollar you spend on eligible
      net purchases.5
    • No cap or limit on the points you can earn, plus you have
      five years to redeem points for rewards4
    • 2,500 bonus rewards points awarded after first purchase3,
      redeemable for $25 cash back, merchandise, gift cards or
      travel savings.

Apply Now

  • Visa® Secured Card
    • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history8, here's a great way to begin that process.
    • Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account. 

Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.

Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.

Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including,
but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.

Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval.

Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.  


Residential Lending

Our Mortgage and Consumer Lending Divisions offer a full range of financing plans to help make things happen. Whether you’re buying a home, refinancing it or need to use your home’s equity to make other purchases, our knowledge of the local real estate market and business climate gives us the platform we need to make the process smooth from beginning to end.

Mortgage Web Center


Community Private Banking

Business owners can depend on Peapack-Gladstone Bank to provide personalized service, individualized solutions and years of local experience to help them succeed. With products like Remote Deposit and Merchant Services, our Retail Private Bankers and Community Private Bankers are able to provide specialized solutions to meet the financial needs of your business.

Remote Deposit

Handling, transporting and reconciling checks takes time and money that you could spend on running your business. With Remote Deposit, you can make electronic deposits from anywhere, at any time, with no geographic limitations. Simply scan your checks and transmit the images via the Internet to the Bank for secure processing, without ever leaving the office.

  • Enhanced cash flow – Timely deposits free up working capital. By using electronic images, checks can be presented faster to the payor bank. The earlier your checks are processed, the sooner the funds are available, in most cases, the next business day.
  • Later deposit deadlines – With PGB Remote Deposit, you have the option to deposit checks until 6:00 p.m. ET, allowing access to those funds even faster. Deposits made after 6:00 p.m. are credited the next business day.
  • Streamlined banking relationships – Because deposits are made electronically, geographic boundaries disappear, eliminating the need for multiple local banking relationships.
  • Save time and costs by lowering processing fees – You save time and money by eliminating trips to the bank. Checks are captured at individual locations and transmitted electronically to PGB, eliminating standard handling, transportation, and encoding fees.
  • Reconciliation, research and reporting – Export check data and other pertinent information into various file formats for updating your account receivables. An online archive of check images allows you to research deposit information for reconciliation and reporting needs.

Merchant Services

There’s no business quite like yours. So why should your merchant solutions be the same as everyone else’s? To remain competitively out front, you need payment solutions that truly connect with customers in the new ways they increasingly demand. That’s where we come in. With our strategic payment processing partner, we consult with large and small businesses to provide the latest payment processing technology solutions. We’ll focus on guarding you from fraud. You focus on running your business.

  • Credit and debit card acceptance
  • Point-of-sale solutions
  • Fraud and data security
  • Enhanced reporting
  • Technology and customer support

Defend your business. Protect your customers.

Credit Cards

Choosing the right business credit card is easier than ever.  No matter which card you choose, you’ll enjoy important features like:

  • Expense management tools
  • No fee for additional employee cards
  • EMV smart chip technology for added security
  • Mobile payment capability for added convenience

Flexible Cash Rewards For Your Business.

  • Visa® Business Cash Card
    • 3% cash back1 on eligible net purchases from office supply stores, phone and TV services2,4
    • 2% cash back on eligible restaurant and gasoline net purchases
    • 1% cash back on all other eligible net purchases
    • $25 cash back awarded after first purchase

Rewards To Use The Way You Want.4

  • Visa® Business Real Rewards Card
    • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5
    • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards4
    • 2,500 bonus rewards points awarded after first purchase

Apply Now

  • Visa® Business Rewards PLUS Card
    • Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline6
    • Earn 1.5 points monthly for every $1 you spend on eligible net purchases
    • Plus, earn 20,000 one-time bonus rewards points after you spend $2,000 in the first 3 months3
    • No cap or limit on the total cash back you can earn, and you have five years to redeem for rewards4

Apply Now


Pay Down Balances.

  • Visa Business Platinum Card
    • Pay down your other credit card balances faster with a great low introductory rate for an extended time
    • Save on interest
    • Non-Rewards
Please visit your nearest branch to apply.

1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card
account within one to two billing cycles.

2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.

4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including,but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.  The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. 


Small Business Administration - SBA Preferred Lender

We are an SBA Preferred Lender with a proven track record and a proficiency in processing and servicing SBA-guaranteed loans. Our Preferred Lender designation acknowledges our commitment and dedication to helping the small business community continue to grow and prosper, and allows us to expedite the loan process.


Treasury Management Solutions

Enhancing your ability to make sound decisions and improve financial performance with customized treasury management solutions for your business is our priority. Designed to provide maximum control, processing efficiency and convenience, our solutions – like everything else at Peapack-Gladstone Bank - can be tailored to meet the needs of your working capital structure and streamline your daily treasury functions.


Retail Private Banking Leadership

Dominic Sedicino
Vice President, Retail Sales Distribution Leader
dsedicino@pgbank.com

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PGB Specials

Great rates are just the beginning.

Visit www.pgbspecials.com 


All Banking Should Be Private Banking.

PEAPACK-GLADSTONE BANK IS A HIGH-PERFORMING BOUTIQUE BANK, LEADERS IN WEALTH, LENDING AND DEPOSIT SOLUTIONS, KNOWN NATIONALLY FOR UNPARALLELED CLIENT SERVICE, INTEGRITY AND TRUST.