Rates

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Personal
Business

Personal Certificates of Deposit (CDs)

Account Type
Minimum Deposit Required to Open Account
 Interest Paid Interest Rate
Annual Percentage Yield (APY)
13 Month Special* 
 $500 Quarterly 4.668% 4.75%
19 Month++
 $500 Monthly 3.928% 4.00%
25 Month++
 $500 Quarterly
2.967%
 3.00%
37 Month++
 $500 Quarterly 2.379% 2.40%
APYs are accurate as of 2/22/24 and are subject to change at anytime without notice.  A penalty may be imposed for early withdrawal. 13 Month Special rolls into 12 month CD. ++New money only.  19 Month rolls into 18 month CD. 25 Month rolls into 24 month CD. 37 Month rolls into 36 month CD.
 

Personal Individual Retirement Accounts (IRAs)

Account Type
Minimum Deposit Required to Open Account
 Interest Paid Interest Rate
Annual Percentage Yield (APY)
13 Month Special*** $250 Monthly 4.650% 4.75%
19 Month+++ $250 Monthly 3.928% 4.00%
25 Month+++
 $250 Monthly
2.960%
 3.00%
37 Month+++
 $250 Monthly 2.372% 2.40%
APYs are accurate as of 2/22/24 and are subject to change at anytime without notice.  A penalty may be imposed for early withdrawal. ***13 Month Specials rolls into 12 month IRA CD. +++New money only.  19 Month rolls into 18 month IRA CD. 25 Month rolls into 24 month IRA CD. 37 Month rolls into 36 month IRA CD.  An IRA Plan closeout fee of $75 could reduce earnings. An additional IRS tax may also apply to an IRA CD; please consult your tax professional.


For more information or to speak with a representative to open an account, please call (908) 234-0700 or email us at info@pgbank.com.

Business Certificates of Deposit (CDs)

Account Type
Minimum Deposit
Required to Open
Account
Interest
Paid
Interest
Rate
Annual
Percentage
Yield (APY)
13 Month Special* $500.00 Quarterly 4.668% 4.75%
19 Month+ $500.00 Monthly 3.928% 4.00%
25 Month+
 $500.00 Quarterly
2.967%
 3.00%
37 Month+
 $500.00 Quarterly 2.379% 2.40%
APYs are accurate as of 2/22/24 and are subject to change at anytime without notice.  A penalty may be imposed for early withdrawal. *13 Month Special rolls into 12 month CD. +New money only. 19 Month rolls into 18 month CD. 25 Month rolls into 24 month CD. 37 Month rolls into 36 month CD.