Personal Certificates of Deposit (CDs)
Account Type
|
Minimum Deposit Required to Open Account
|
Interest Paid |
Interest Rate |
Annual Percentage Yield (APY)
|
5 Month Special* |
$500 |
Monthly |
0.100% |
0.10% |
11 Month Special*
|
$500 |
Monthly |
0.100% |
0.10% |
13 Month Special*
|
$500 |
Quarterly |
1.006% |
1.01% |
19 Month++
|
$500 |
Monthly |
1.590% |
1.60% |
25 Month++
|
$500 |
Quarterly |
1.735%
|
1.75% |
37 Month++
|
$500 |
Quarterly |
1.882% |
1.90% |
APYs are accurate as of 6/24/22 and are subject to change at anytime without notice. A penalty may be imposed for early withdrawal. *5 Month Special rolls into 91 day CD. 11 Month Special rolls into 12 month CD. 13 Month Special rolls into 12 month CD. ++New money only. 19 Month rolls into 18 month CD. 25 Month rolls into 24 month CD. 37 Month rolls into 36 month CD.
Personal Checking
Account Type, Features
and Benefits
|
Minimum Deposit
Required to Open
|
Minimum Balance
to Obtain APY
|
Interest
Paid
|
Interest Rate |
Annual Percentage Yield (APY)** |
Cash Back Checking
- 2% cash back on debit card purchases up to $400.00 ($8.00 maximum) each monthly qualification cycle.
- Domestic ATM fee rebates up to $10.00 per monthly qualification cycle.
- Conduct 15 point-of-sale purchases using a PGB debit card.
- eStatement required.
- Conduct one electronic deposit using the PGB Personal Mobile App, an ATM or an ACH transaction.
|
$100.00 |
N/A |
N/A |
N/A
|
N/A |
Chairman's Club Checking
|
$100.00 |
$1.00 |
Monthly |
0.010%
|
0.01%
|
NJ Consumer Checking
- $3.00 monthly service fee.
- $.50 per check fee in excess of 8 paid per monthly cycle.
- No eStatement required.
|
$50.00 |
N/A |
N/A |
N/A |
N/A |
Private Banking Checking |
$100.00 |
$5,000.00
|
Monthly |
0.010%
|
0.01%
|
Rate Reward Checking
- Unlimited domestic ATM fee rebates.
- No monthly fee or minimum balance requirement.
- Conduct 10 point-of-sale purchases using a PGB debit card.
- eStatement required.
- One or more direct deposits or ACH credits that total $250.00 or more.
|
$100.00 |
Non-Qualified Rate
$0.00 - $15,000.00
$15,000.01 and up
|
Monthly |
0.010%
0.499%
0.050%
|
0.01%
0.50%
0.05%
|
**APYs are accurate as of 1/3/22, are subject to change without notice and may change after the account is opened. Fees may reduce earnings.
Personal Individual Retirement Accounts (IRAs)
Account Type |
Minimum Deposit Required to Open Account
|
Interest Paid |
Interest Rate |
Annual Percentage Yield (APY)
|
5 Month Special*** |
$250 |
Monthly |
0.100% |
0.10% |
11 Month Special*** |
$250 |
Monthly |
0.100% |
0.10% |
13 Month Special*** |
$250 |
Monthly |
1.005% |
1.01% |
19 Month+++ |
$250 |
Monthly |
1.590% |
1.60% |
25 Month+++
|
$250 |
Monthly |
1.735%
|
1.75% |
37 Month+++
|
$250 |
Monthly |
1.883% |
1.90% |
APYs are accurate as of 6/24/22 and are subject to change at anytime without notice. A penalty may be imposed for early withdrawal. ***5 Month Special rolls into 91 day IRA CD. 11 Month Special rolls into 12 month IRA CD. 13 Month Specials rolls into 12 month IRA CD. +++New money only. 19 Month rolls into 18 month IRA CD. 25 Month rolls into 24 month IRA CD. 37 Month rolls into 36 month IRA CD. An IRA Plan closeout fee of $75 could reduce earnings. An additional IRS tax may also apply to an IRA CD; please consult your tax professional.
Personal Money Market Accounts (MMA) and Savings Accounts
Account Type
|
Minimum Deposit
Required to Open
|
Minimum Balance
to Obtain APY
|
Interest
Paid
|
Interest
Rate
|
Annual Percentage
Yield (APY)**
|
Legacy Money Market
|
$15,000.00 |
Non-Qualified Rate
$15,000 - $1,000,000
$1,000,000.01 and up
|
Monthly |
0.050%
0.050%
0.050%
|
0.05%
0.05%
0.05%
|
Private Banking Money Market |
$100.00 |
$100.00 |
Monthly |
0.050% |
0.05% |
Pony Club Savings |
$10.00 |
$10.00 |
Quarterly |
0.010% |
0.01% |
Statement Savings
|
$100.00 |
$100.00 |
Quarterly |
0.010% |
0.01% |
For more information or to speak with a representative to open an account, please call
(908) 234-0700 or email us at
info@pgbank.com.