Rates

Explore Our Rates


Please select personal or business below.
Personal
Business

Personal Certificates of Deposit (CDs)

Account Type
Minimum Deposit Required to Open Account
 Interest Paid Interest Rate
Annual Percentage Yield (APY)
5 Month Special* $500 Monthly 0.250% 0.25%
11 Month Special*

 $500 Monthly 0.300% 0.30%
APYs are accurate as of 4/1/21 and are subject to change at anytime without notice.  A penalty may be imposed for early withdrawal.  Interest rates and APYs for $100,000.00 and above CDs are quoted daily.  *5 Month Special rolls into 91-day CD.  11 Month Special rolls down to the next standard length term at maturity.
 

Personal Checking

Account Type, Features
and Benefits
Minimum Deposit
Required to Open
Minimum Balance
to Obtain APY
Interest
Paid
 Interest Rate Annual Percentage
Yield (APY)**
Cash Back Checking


  • 2% cash back on debit card purchases up to $400.00 ($8.00 maximum) each monthly qualification cycle.
  • Domestic ATM fee rebates up to $10.00 per monthly qualification cycle.
  • Conduct 15 point-of-sale purchases using a PGB debit card.
  • eStatement required.
  • Conduct one electronic deposit using the PGB Personal Mobile App, an ATM or an ACH transaction.
 $100.00 N/A N/A
N/A
 N/A
Chairman's Club Checking

  • No eStatement required.
 $100.00 $1.00 Monthly
0.010%
0.01%
NJ Consumer Checking

  • $3.00 monthly service fee.
  • $.50 per check fee in excess of 8 paid per monthly cycle.
  • No eStatement required.
 $50.00 N/A N/A N/A N/A
Private Banking Checking $100.00
$5,000.00
 Monthly
0.010%
0.01%
Rate Reward Checking


  • Unlimited domestic ATM fee rebates.
  • No monthly fee or minimum balance requirement.
  • Conduct 10 point-of-sale purchases using a PGB debit card.
  • eStatement required.
  • One or more direct deposits or ACH credits that total $250.00 or more.
 $100.00
Non-Qualified Rate
$0.00 - $15,000.00
$15,00.01 and up
 Monthly
0.010%
0.750%
0.150%
0.01%
0.75%
0.15%
**APYs are accurate as of 4/1/21, are subject to change without notice and may change after the account is opened.  Fees may reduce earnings.
 

Personal Individual Retirement Accounts (IRAs)

Account Type
Minimum Deposit Required to Open Account
 Interest Paid Interest Rate
Annual Percentage Yield (APY)
5 Month Special+ $500 Monthly 0.250% 0.25%
11 Month Special+ $250 Monthly 0.300% 0.30%
APYs are accurate as of 4/1/21 and are subject to change at anytime without notice.  A penalty may be imposed for early withdrawal.   IRA plan closeout fee of $75.00 may reduce earnings.  +5 Month IRA Special rolls into 91-day IRA.  11 IRA Month Special rolls down to the next standard length term at maturity.

 

Personal Money Market Accounts (MMA) and Savings Accounts

Account Type
Minimum Deposit
Required to Open
Minimum Balance
to Obtain APY
Interest
Paid
Interest
Rate
Annual Percentage
Yield (APY)**
Legacy Money Market

 $15,000.00
Non-Qualified Rate
$15,000 - $1,000,000
$1,000,000.01 and up
 Monthly
0.100%
0.200%
0.100%
0.10%
0.20%
0.10%
Private Banking Money Market $100.00 $100.00 Monthly 0.100% 0.10%
Pony Club Savings $10.00 $10.00 Quarterly 0.050% 0.05%
Statement Savings

 $100.00 $100.00 Quarterly 0.050% 0.05%

Business Certificates of Deposit (CDs)

Account Type
Minimum Deposit
Required to Open
Account
Interest
Paid
Interest
Rate
Annual
Percentage
Yield (APY)
5 Month Special* $500.00 Monthly 0.250% 0.25%
11 Month Special* $500.00 Monthly 0.300% 0.30%
APYs are accurate as of 4/1/21 and are subject to change at anytime without notice.  A penalty may be imposed for early withdrawal.  Interest rates and APYs for $100,000.00 and above CDs are quoted daily.  *5 Month Special rolls into 91-day CD.  11 Month Special rolls down to the next standard length term at maturity.
  

Business Money Market Accounts (MMA)

Account Type
Minimum Deposit
Required to Open
Account
Minimum Balance
to Obtain APY
Interest
Paid
Interest
Rate
Annual
Percentage
Yield (APY)**
Private Banking
Money Market
 $100.00 $100.00 Monthly 0.100% 0.10%
Business Tiered
Money Market
 $1,000.00
$0.01
$10,000.00
$25,000.00
$50,000.00
$500,000.00
$1,000,000.00
 Monthly 0.100% 0.10%
Business High Yield
Interest Bearing
Money Market
 $5,000.00 $5,000.00 Monthly 0.100% 0.10%
**APYs are accurate as of 4/1/21, are subject without notice and may change after account is opened. Fees may reduce earnings.